Stephen Wisniewski, ChFC®, CRPC®
Financial Advisor
I am a proud lifelong resident of Central New York. In 2010 I began working in the financial services industry and in 2011 I started my partnership with the Syracuse office as a Financial Advisor. Through the years my education and experience have helped me develop a practical approach in offering financial services to my local community and clients. My professional education and community activities include: - Chartered Financial Consultant® or ChFC® - Chartered Retirement Planning CounselorSM or CRPC® - Certified Retirement Education Specialist (CRES) - Retirement Benefits Specialist – Tax Sheltered Plans - NY Life, Accident and Health Insurance Licenses - Series 6,7,63 and 65 securities registrations - Member of the Equitable Advisors Retirement Benefits Group - Member of The Greater Mexico Chamber of Commerce Please feel free to contact me to schedule a no-obligation meeting. The CRPC® (Chartered Retirement Planning Counselorsm) designation is sought by financial services sales professionals whose focus includes clients preparing for or living in retirement. The designation's required curriculum is administered by The College for Financial Planning, a regionally-accredited institution accredited by the Higher Learning Commission, a member of the North Central Association. The College is a wholly owned subsidiary of Apollo Group, Inc., Phoenix, AZ. The mark CRPC is owned by the College for Financial Planning and is awarded to individuals who successfully complete the College's initial and ongoing designation requirements. For information regarding complaints against a designee, visit www.cffpdesignations.com/Designee/standards. The ChFC® professional is prepared with the essentials of financial planning, including insurance, income taxation, retirement planning, investments, and estate planning, Study areas include behavioral finance, financial planning for families with special needs dependents, small business planning, financial planning for clients in diverse communities, financial planning for divorce, and more. ChFC® credential holders have an in-depth knowledge in : • The financial planning process, including the role and responsibilities of a financial consultant • Risk management strategies, including mitigating the risks associated with insurance, human capital, liability, property, and wealth management • Income tax strategies, including planning for deductions, tax credits, capital gains and losses, taxation of life insurance, annuities, and partnerships, LLCs, corporations, and proprietorships • Retirement planning strategies, including choosing between and working with SEPs, SIMPLEs, IRAs, Roth IRAs, 403(b), and nonqualified deferred compensation plans • Investment strategies, including issues pertaining to return computations, diversification, securities markets, tax issues, portfolio management, and ethical practice • Estate and gift-tax planning strategies • Personal financial planning strategies • Specialized strategies, including aiding divorcees and blended families, financial planning for families with special needs, serving non-traditional families and LGBTQ clients, addressing the unique challenges associated with modern retirement income portfolios, and applying behavioral finance strategies as a chartered financial consultant Fidir Financial Group is not a registered investment advisor and is not owned or operated by Equitable Advisors or Equitable Network.